Reference

How kartikey247 Handles Your Personal Data

At kartikey247, we take the privacy of every account holder seriously — from the moment you share your name and contact details with us to every session you…

No data sold to third partiesEncrypted account storageUPI and Paytm transaction privacyYour right to request deletionIndia-specific data handling

Explore the Lobby Read FAQ

What This Privacy Policy Covers

kartikey247 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This policy applies to all personal data collected through the kartikey247 website and any associated services accessible where local law permits. We collect information such as your name, email address, phone number, and payment method details when you open an account or complete a transaction. Payment

1
data linked to UPI, Paytm, or PhonePe is processed only to fulfil your deposit or withdrawal request and is not retained beyond what is required by applicable law. We may also collect device identifiers, browser type, and session logs to keep your account secure and to
2
improve how our platform functions. Data shared with third-party processors — such as payment gateways handling UPI or Paytm transactions — is governed by their own privacy terms, and we select processors who meet equivalent data-protection standards.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Us About Your Data

If you have a question about how we store your information, want to request a copy of your data, or need to report a concern about how your privacy has been handled…

Email Privacy Team Send your data access or deletion request to our dedicated privacy inbox. Include your registered email address so we can verify your identity and locate your account record promptly.

Live Chat Support Our chat agents are on hand around the clock to raise a privacy ticket on your behalf. They can confirm receipt, set expectations on timelines, and escalate urgent data concerns immediately.

In-Account Request Form Log in to your kartikey247 account, navigate to Settings, and use the Privacy Request form. This is the fastest route to submit a verified data inquiry without needing to prove identity separately.

HOW WE PROTECT YOU

Six Ways We Safeguard Your Account Data

Data protection at kartikey247 is not a single checkbox — it is a set of layered practices that govern how your information moves through our systems, who can access it, and when…

Encryption at Rest and in Transit

All account data, including KYC documents and UPI payment references, is encrypted using current industry-standard protocols both while stored on our servers and while moving between your device and our platform.

Cookie and Tracking Transparency

We use session cookies to keep you logged in and analytics cookies to understand page performance. You can adjust cookie preferences at any time through the cookie settings link in our site footer.

Limited Internal Access

Only authorised team members whose role requires it can view your personal data. Access logs are reviewed regularly, and any unusual internal access triggers an automatic alert to our security team.

Data Retention Periods

We hold your account data for as long as your account is active and for a defined period afterwards as required by applicable law. Once that period ends, your data is permanently deleted from our live systems.

Third-Party Processor Vetting

Every payment processor we work with — including those handling Paytm and PhonePe transactions — must demonstrate data-protection practices that meet the standards we apply to our own systems before we share any account data with them.

Your Right to Request Changes

You can ask us to correct inaccurate information, export a copy of what we hold about you, or request full deletion of your account data. Submit your request via the in-account form or our privacy email and we will process it within the timeframe set by applicable law.

Common Questions About Your Privacy at kartikey247

We have gathered the questions account holders in India ask most frequently about how their data is collected, stored and protected. If your question is not addressed below, please reach out through any of the contact paths listed on this page.

We collect your name, email address, phone number, date of birth and any KYC documents you submit. We also record your device type, IP address and session activity to keep your account secure and compliant with applicable local law.

We share data only with processors who need it to complete a specific function — such as a UPI or Paytm payment gateway. We do not sell your personal information to advertisers or unrelated third parties under any circumstances.

Your data is held while your account remains active and for the retention period required by applicable law after closure. Once that period expires, your records are permanently deleted from our active databases and backup systems.

Yes. Log in, go to Settings, and submit a Data Export request. We will compile your account data and deliver it to your registered email address within the timeframe required by applicable law, usually within 30 days.

Use the Privacy Request form inside your account settings or email our privacy team directly. After verifying your identity, we will remove your data from our live systems and schedule removal from backups per our retention schedule.

Payment method details such as UPI IDs and PhonePe references are passed to the relevant payment gateway to process your transaction. We retain only a tokenised reference for your transaction history — not your full payment credentials.

Contact our support team immediately via live chat or the privacy email. We will freeze your account activity, review access logs and respond with findings within 24 hours of your report being received by our security team.

How kartikey247 Handles Your Personal Data

Reach Us About Your Data

Six Ways We Safeguard Your Account Data

Encryption at Rest and in Transit

Cookie and Tracking Transparency

Limited Internal Access

Data Retention Periods

Third-Party Processor Vetting

Your Right to Request Changes

Common Questions About Your Privacy at kartikey247

01 What personal data does kartikey247 collect when I open an account?

02 Does kartikey247 share my data with third parties?

03 How long do you keep my account and payment data?

04 Can I request a copy of the data kartikey247 holds about me?

05 How do I ask kartikey247 to delete my personal data?

06 Are my UPI and PhonePe payment details stored on kartikey247 servers?

07 What should I do if I think my account data has been accessed without my permission?

Related Pages