What These Terms Cover and How They Apply
These legal terms govern your use of kartikey247.org and apply to all account holders in regions where access is permitted under local law. Eligibility to open or maintain an account depends entirely on the laws and regulations of your local jurisdiction — we do not extend
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access in areas where it is legally restricted. By continuing to use this platform, you acknowledge that you have read and understood these terms. We reserve the right to update these policies when regulatory requirements change, and we will notify you through your registered contact details.
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Payments processed through UPI, Paytm and PhonePe are subject to the transaction terms of those respective payment providers, in addition to our own platform terms. Any disputes arising from account activity will be handled through the process described in our dispute resolution clause.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.